Empower Your Credit Journey with Personal Coaching

“One-on-one guidance from a family who’s been there—

let’s build a brighter financial future together.”

What Is Credit Coaching and Why It Works

Credit coaching is more than just advice—it’s a step-by-step partnership. We walk with you through every challenge: budgeting, building credit, handling debt, and setting financial goals. With our coaching, you’re never alone in the process.

  • Personalized financial assessments

  • Monthly coaching sessions

  • Budget & credit planning

  • Credit report walkthroughs

How We Coach You to Better Credit

Assess

We evaluate your current credit and financial habits

Plan

We build a realistic plan for improvement

Support

We check in regularly and adjust as needed

As a father and son team, we know how important financial security is—especially for families. We coach with heart, honesty, and long-term care in mind. You’re not just a client—you’re part of our extended family.

Family-Focused. Results-Driven

  • “They didn’t just fix my credit—they taught me how to take control of my finances.”

    Johnny Grimaldo, 37

  • “It was like having a big brother and a mentor in one. I trust Guardian Financial completely.”

    Katie Cunningham, 28

Choose the Coaching Plan That Fits You

  • Starter

    For Individuals with errors or inaccuracies on their credit report who need focused dispute support.

  • Growth

    For those who want to correct credit issues and learn how to build strong financial habits.

  • Elite

    For Families, entrepreneurs, or individuals ready to level up their credit, budgeting, and long-term financial skills.

Compare All Packages

Questions? We’ve Got You Covered

  • Credit repair focuses on identifying and disputing inaccurate items on your credit report. Coaching, on the other hand, is about teaching you how to build lasting credit habits. With coaching, we walk beside you to create a personalized plan—covering budgeting, credit usage, debt management, and more. It’s not just about fixing the past—it’s about preparing you for a better financial future.

  • Every credit journey is unique. Some clients begin seeing positive changes in as little as 30–60 days, especially when paired with consistent action and guidance. Coaching is about sustainable growth—so while we’ll look for quick wins, our goal is to help you build a long-term foundation that lasts well beyond the score boost.

  • Absolutely. Your privacy and trust are our top priorities. Every session is 100% confidential. As a family-owned business, we treat your personal information with the same care we’d want for our own. Nothing you share will ever be disclosed to third parties without your permission.

  • Yes! In fact, we encourage it. We specialize in helping families work together to build stronger financial habits. Whether you're a couple planning for a home or a family rebuilding after hardship, our coaching is designed to support group accountability and shared goals. Money conversations are better when everyone’s on the same page—and we’re here to guide that process.

Your Credit Story

Deserves a New Chapter

Don’t go it alone. Book a free consultation session today and let’s start rebuilding your credit—and your confidence—together

**You will be contacted within 48hrs of submitting this form………