Did You Know
79% of Credit Reports Have Errors?
Your credit doesn’t define your future — but it can unlock it. At GFCS, we don’t just dispute your report. We coach, rebuild, and guide you to long-term credit success. Real strategy. Real support. Real results.
About Us -------
Helping Everyday People Achieve Credit Success
At Guardian Financial Credit Solutions, we believe strong credit builds strong futures. Whether you'e repairing past damage or preparing for major life goals, our mission is to give you the tools, coaching, and support to succeed. This isn't just credit repair, its a long-term transformation.
We pride ourselves on not just being another credit company, we're a family that cares. At GFCS, we meet you where you are and walk with you every step of the way. Our hands-on, one-on-one approach is designed to not only repair your credit but restore your confidence in the process.
How it Works
Our Proven Process To Your Journey of Credit Understanding & Excellence.
Sign Up
Through our secure portal, we will gather your basic personal information and obtain your credit report.
Review
A dedicated credit expert will review your report with you, identifying any negative items hurting your score. They will devise a tailored strategy to fix these issues.
Relax
We handle the disputes & heavy lifting for you. While having coaching calls to help create the necessary habits to maintain a healthy credit profile.
Complete credit care for one simple price
The "Guardian 365 Program"
12 Month program
$150/m
Monthly Coaching Call
Full Dispute & Report Management
Score Tracking & Credit Alerts
Personalized Rebuilding Strategy
Tools, Templates & Step-by-Step Resources
24/7 Client Portal Access
Text + Email Support
12 Month Couples program
$200/m
*everything done for both people under one portal.
Monthly Coaching Call
Full Dispute & Report Management
Score Tracking & Credit Alerts
Personalized Rebuilding Strategy
Tools, Templates & Step-by-Step Resources
24/7 Client Portal Access
Text + Email Support
Become a GFCS Partner
Help clients & earn $50 Per referral
Are you a realtor, loan officer, car dealer, or financial coach? If your clients need better credit to qualify, partner with Guardian Financial Credit Solutions and get paid for helping them win.
Why Join Our Partner Program?
$50 per client after 30 days enrolled
First month FREE + 10% off for your referrals
Track client credit scores in your dashboard
Your logo & info shown to each client you refer
We refer clients back to YOU when they're ready to buy
Current Partnerships
----------- Testimonials ------------
Happy Clients
"They didn't just fix my credit, they taught me the importance of it and how to take control of my finances."
John Gamble
Customer
--------- What we do ----------
Our Services
*All individual services come with an initial startup fee that is 40% of the total price. YES that goes toward your total amount for the service, and you wont pay full price until service is complete.
Credit Analysis & Audit
We’ll perform a deep-dive analysis of your 3-bureau credit reports, identifying every negative item, scoring factor, and opportunity for improvement. Includes a personalized strategy session to map out your credit goals.
$199.99
Credit Dispute Services
We manage the entire dispute process for you — from crafting bureau letters to tracking deletions. We challenge inaccuracies, outdated accounts, and unverifiable information across all major credit bureaus.
$1,499.99
Business Credit Building
Establish and grow your business credit profile without using your SSN. We guide you through business structuring, vendor tradelines, and credit-building steps to prepare for funding and financial independence.
$1,999.99
Financial Literacy Presentation
Perfect for schools, nonprofits, and community groups — this 60–90 minute workshop covers budgeting, credit, debt management, and financial planning. Led by experienced educators with real-world tools and takeaways.
$999.99
Meet the Team
At GFCS, we believe in leading with integrity, family values, and real results. Our team is made up of dedicated credit experts, coaches, and professionals who are passionate about helping individuals and families restore their credit, and reclaim their financial power.
Sam Clayborn Sr.
Founder/CEO & Credit Expert
Isaiah Clayborn
Client Outreach Manager
Sam Clayborn Jr.
Marketing & Credit Expert
Autumn Clayborn
Client Outreach Manager
Kenny Smith Jr.
CRC Systems Director
Complete credit care for one simple price
The "Guardian 365 Program"
12 Month program
$150/m
Monthly Coaching Call
Full Dispute & Report Management
Score Tracking & Credit Alerts
Personalized Rebuilding Strategy
Tools, Templates & Step-by-Step Resources
24/7 Client Portal Access
Text + Email Support
12 Month Couples program
$200/m
*everything done for both people under 1 portal
Monthly Coaching Call
Full Dispute & Report Management
Score Tracking & Credit Alerts
Personalized Rebuilding Strategy
Tools, Templates & Step-by-Step Resources
24/7 Client Portal Access
Text + Email Support
